The trusted financial advice professionals
About Us
Our Mission
"Our aim is to provide strategic financial advice to our clients, at a competitive price and help you make informed decisions"
Wealth Spot Financial Planning Pty Ltd now trading as TST Advisory Wealth Pty Ltd, a part of the TST Advisory Group.
It's all about you.
Receiving advice could be critical to your financial future when protecting / accumulating wealth, transitioning to retirement or preparing for life post work.
We pride ourselves on ensuring “our clients interest is always placed first", so the advice you receive, will always be honest, fair and reasonable. In the odd chance we cannot help you, we will let you know and may be able to refer you on to the right professional.
Talk to us
The first consultation is our expense. The initial consultation is about understanding and listening to what’s important to you. Once we have a good understanding of how we can help you, we will quote you a fee. From there it’s up to you to decide whether to proceed or not.
Our Business
Director | Senior Financial Planner
Director | Senior Financial Planner
Director | Senior Financial Planner
David Sengchansavang
"I am an experienced financial planner and provide advice to my clients with best interests duties at heart. It is my job to understand my clients goals and help prioritise these so that we can work together to achieve real and possible outcomes.
I have over 17 years experience in the Financial Advice industry and over
David Sengchansavang
"I am an experienced financial planner and provide advice to my clients with best interests duties at heart. It is my job to understand my clients goals and help prioritise these so that we can work together to achieve real and possible outcomes.
I have over 17 years experience in the Financial Advice industry and over 20 years in the financial services."
My professional qualifications include:
- Master in Financial Planning
- Graduate certificate in Financial Planning
- Advanced Diploma of Financial Services (Financial Planning)
- Diploma of Financial Services (Financial Planning)
My memberships include:
- Financial Planning Association
- Tax practitioners Board
David Sengchansavang and Wealth Spot PTY LTD trading as TST Advisory Wealth Pty Ltd are Authorised Representatives of Spark Advisers Australia Pty Ltd AFSL 380 552
Advice strategies
Director | Senior Financial Planner
Director | Senior Financial Planner
We will work with you to identify what strategies are relevant to your goals and help you navigate through the complexities, step by step.
Strategies can include:
- Personal Protection: Income, Death, Disability, Critical Illness
- Debt management: Deductible vs Non-deductible, consolidation
- Cash Flow Management: budgeting, efficient use of your
We will work with you to identify what strategies are relevant to your goals and help you navigate through the complexities, step by step.
Strategies can include:
- Personal Protection: Income, Death, Disability, Critical Illness
- Debt management: Deductible vs Non-deductible, consolidation
- Cash Flow Management: budgeting, efficient use of your cash flow
- Wealth accumulation: Investment Planning, passive, active, low cost
- Superannuation: Consolidations, Investment options, contributions, Transition to retirement
- Ad hoc events: inheritances, redundancies, downsizing, relocation
- Taxation: Tax reduction strategies working with a tax professional, Capital Gains Tax, deductible super contributions, salary sacrifice
- Retirement income: Income streams, Defined benefits, Investment Planning
- Social Security: New Start Allowance, Disability Support Pension, Aged Pension, Assets and Income Tests, Strategies to enhance entitlements- depending on your situation
- Estate planning: working with a legal professional, Wills, EPOA, beneficiaries, trusts
- Self Managed Super Funds: If you prefer control of your super, Investment properties, Commercial Properties, direct shares, ETF's